Is my car insured third-party or not?

[rjfuller]

Hi,

I have a 1996 Jeep Grand Cherokee 4x4 4.0l. It's covered by AA Insurance Services on a Third Party policy but I have noticed a mistake on my certificate.

My Name is: MR RYAN FULLER and the insurance certificate says MRS RYAN FULLER.

Does this still cover my car for third party claims? I'm just curious to know if my car has been insured properly for the last 8 months.

Thanks
Ryan

[r.s.logan]

Doubt if you are covered , get on to insurance office a.s.a.p to clarify. Interested to hear outcome , keeps us informed please .

[rjfuller]

The sales consultant had no idea - the system let him amend my name but it only asked me for an amendment fee? Surely seeing as I paid the premium for a woman I should be charged the extra premium?

Obviously a Jeep can do a lot of damage - I dont want to find I go out driving, crash the car causing £1000's worth of damage and find that third-party claims are being refused!

[Desasterly]

I think it is necessary, go to the insurence company and talk with them about it.

[gices]

It doesn't really matter to be honest because you hadn't had a claim. If you made a claim within that 8 months then it could be a problem but thank your good fate that you hadn't. Ask your insurance company to change the title and you'll be fine. Try to talk them out of the administration fee though as it wasn't really your fault that they got your details wrong.

[homer5]

It is better if you talk to the insurance company. However, if other information such as Identification number / passport number is correct, then it shall be ok

[Imhotep]

It's deffinately good that you have decided to check!

Imagine what could happen if you was wrong and then something happened!

[cityfan]

It's not that bad at all. There aren't many people called Mrs AND Ryan. If you had a claim, and it was obvious that it was a simple mistake, i.e. your Mrs isn't called Ryan, and you paid for it yourself then it wouldn't affect the claim. As for admin fees for changing your certificate over, your broker should pay that as it wouldn't have been your fault they put you down incorrectly.

The only time it could have been a problem is if the police pulled you over and noticed you weren't a Mrs